# Making Most of ‘Free Money’ in New Zealand
Are you wondering if you are missing out on ‘free money’ in New Zealand? You’d be surprised to know that there are a variety of ways to get free money from the government and other organisations. In this guide, we explore seven of these ways and provide tips on how to make the most of them.
## What is ‘Free Money’?
‘Free Money’ refers to the money or value you receive from the government or organisations in New Zealand that you do not necessarily need to work or labour in order to acquire. It is similar to a grant or allotment and is usually given as financial gifts, benefits or services.
## How to Get ‘Free Money’ in New Zealand
The first step in receiving ‘free money’ in New Zealand is familiarising yourself with the types of grants and financial assistance that are available. This can typically be done by visiting your local government service centre, by reviewing the MyEntitlements website or by simply enquiring with your local MP.
1. Child Support: A steady stream of ‘free money’ can be obtained through child support payments. These payments are made in the form of financial assistance for new parents or guardians of children. Child support helps to cover the cost of raising and providing for a child’s basic needs.
2. Student Allowances: Financially supporting tertiary students is one of the major forms of ‘free money’ from the New Zealand government. Student allowance grants are offered to eligible students who need additional financial support for their studies.
3. Carers’ and Disability Allowances: Carers, particularly those of disabled children or adults, are usually eligible for an allowance. This money is intended to ease the financial burden of caring for a dependent.
4. Community Events Fund: This fund offers certain organisations and groups financial support to host events and projects with the goal of promoting civil engagement.
5. Regional Community Development Fund: This fund is simply a pool of money allocated by the government and given to regional councils, to fund local initiatives they deem meaningful and beneficial.
6. Māori Development Fund: Established to help Māori enrolled in iwi, hapū, and whānau, the Māori Development Fund provides resources for building and developing marae, enterprises, and businesses.
7. Regional Initiatives Fund: This fund is intended to create development opportunities for undeserved regions, by helping fund community-based initiatives.
## Making the Most of ‘Free Money’
Once you have identified the available ‘free money’ in New Zealand, the next step is to try your luck and apply for it. This might entail a long and involved process but it’s worth it; the rewards of obtaining these grants or allowances can be positive and life-changing for those in need of help. Depending on the loan or grant, the money can be used for home renovations, business ventures, childcare or even medical expenses.
To ensure a successful application, follow these important steps:
– Research & Prepare: Research the available grants and make sure you understand the requirements. Eligibility criteria and the documents you must submit could vary from fund to fund, so it is important to make sure you are prepared.
– Seek Counsel: It is always helpful to discuss your situation and options with an expert, to ensure you don’t miss anything important. Doing it alone might be the more difficult path and if it can be avoided, it should be.
– Apply: Once you are fully prepared and understand your eligibility requirements, it’s time to finally apply for the fund. Gather all the necessary documents; fill out the forms accurately and time your application according to the fund’s requirements.
**Q: Is it possible to get ‘free money’ from the government or other organisations in New Zealand?**
A: Yes, there are several grants and assistance programs in New Zealand funded by the government or other organisations where you can receive ‘free money’.
**Q: What kind of uses can the ‘free money’ be spent on?**
A: Depending on the loan or grant, ‘free money’ can be used to make home renovations, start a business, cover childcare or medical expenses.
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