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Save Money Over the Holidays

The holidays can be a stressful time, especially when it comes to your finances. With Christmas gift shopping, festive events, decorations and food, it’s no surprise that most people feel the strain on their wallets during the holiday season. But it doesn’t have to be that way! It is possible to save money over the holidays. Here are some great tips for making your holiday season more budget-friendly.

10 Christmas Money-Saving Tips

1. Make a budget. Before you start holiday shopping, set yourself a budget and stick to it. Figure out what is a realistic amount to be spending on gifts and other expenses throughout the holiday season and make sure to stay within it. Similarly, track your spending while you shop. That way you can keep up with how much you’re spending and ensure that your budget isn’t exceeded.

2. Start shopping early. Start your shopping early and avoid the pre-Christmas rush. Not only will you have more time to find the perfect gifts for your friends and family, but it will also give you more time to find the best deals. Buy things throughout the year and have them ready to go when Christmas rolls around.

3. Make the most of deals and coupons. If you plan on doing any Christmas shopping in-store, then take advantage of coupons and deals. You can find discount codes on websites or get them through email newsletters. Keeping an eye out for buy-one-get-one-free deals is also a great way to get discounts on multiple gifts.

4. Hang out during sales. You can often find great deals on gifts around seasonal and holiday sales. Besides the sales themselves being a great way to get lower prices, you can also find out when the sales are going to be held, then turn up early to make sure you get the best deals.

5. Budget for decorations. Before the holidays hit, it’s a good idea to determine a budget for decorations. Have a plan for when and where you will be buying decorations and make sure to stick to it. You can also look for homemade decorations and take a DIY approach to decorating your home.

6. Shop online. Shopping online can save you both time and money. You can easily compare prices on different websites and you can also often find great online deals. Keep an eye out for any shipping or delivery fees when shopping online, though, as these may affect the overall cost of your items.

7. Make use of rewards and loyalty programs. If you’re a member of any loyalty programs or rewards programs offered by retailers, take advantage of the discounts they offer. You can often find great deals on gifts this way.

8. Set aside money for food. Food expenses can add up quickly during the holiday season. Plan ahead and save up in advance so that you know you can afford to buy food as well as presents. Shop around for the best deals and don’t be afraid to try homemade items or potluck dishes.

9. Look for free events. There are often free accessible events in your local area during the holiday season – like sing-a-longs and light displays. Instead of spending shell out money to attend holiday events, look around your area and you might be able to find some fun, free activities.

10. Make use of holiday money offers. If you do happen to be in a position where you can’t avoid spending money, then you can look for Christmas money offers. Many banks offer special holiday offers, like a certain percentage of cash back when you spend a certain amount. It’s a great way to get back a portion of the money you’ve just spent.

Make Money Over the Holiday Break

Taking a break from school or work over the holiday can be a great opportunity to make some extra money. Here are some great ways to use your time off to make some extra cash:

Work as a Freelancer

Use your holiday break to search for freelance opportunities. Look for things you can do online or remotely – like virtual assistant work, editing, writing, or programming. It’s a great way to make some money while you’re away from the office or classroom.